Falling in raises your speed toward c. Special relativity slows your clock (τ). As r → r₊ your local dτ/dt → 0: your proper time nearly stops relative to the outside universe's coordinate time t. Mass and spin set the Kerr horizons, ergosphere and ISCO above exactly — the infall pacing itself is a dramatized, not geodesically exact, radial fall.
Drag to orbit and steer your approach. Starlight bends around the horizon in real time — that warped halo is gravitational lensing, not a texture.